Financial Policy

What To Expect

For your convenience, we accept most major credit cards: Visa, MasterCard, or American Express.  We also accept Care Credit; you can select the Care Credit link to get pre-approved typically within the same day! We also offer 5% off if you pay with cash or check.


We desire to deliver the best care at the most reasonable cost to our patients, and because of this, payment is due at the time service is rendered unless previous arrangements have been made and agreed to by all parties.  If you have questions regarding payment options or your account, please contact us at (918) 745-0500. Many times, a simple telephone call will clear any misunderstandings.

An Overview of Our Options

We take all your concerns seriously – and that includes your financial concerns. We have several payment options to meet your needs.

Care Credit Available 0% Patient Financing

We are pleased to offer financing through CareCredit® Healthcare Financing.
South Tulsa Dentist

In-Office Discount Plan Available 0% Patient Financing

Read more about our membership plan below!

Patients With Dental Insurance

We will file your insurance claims, track your claims, follow-up on delayed claims, and help deal with insurance family plans. Read more here.

Out Of Pocket Payments

We accept cash, debit cards, and most major credit cards (VISA, MasterCard, Discover, American Express).

Tulsa Dental Studio

Receive the Dental Care You Need At an Affordable Price

Dr. Black is now offering a membership plan made just for you. The benefits of your plan start immediately. Under this plan, there are no deductibles, long waiting periods, maximums, claims, or pre-approvals. Choose a plan that fits your needs.

  • Individual Plan

  • $384/yr
    • 2 Professional Cleanings
    • 2 Exams
    • Routine X-Rays
    • 1 Emergency Exam

  • Periodontal Plan

  • $456/yr
    • 3 Periodontal Maintenance Visits
    • 2 Exams
    • Routine X-Rays
    • 1 Emergency Exam

  • Child Plan

  • $264/yr
    • 2 Professional Cleanings
    • 2 Exams
    • Routine X-Rays
    • 1 Emergency Exam

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.


Our administration staff will send you a monthly statement.  Most insurance companies will respond within four to six weeks, so please feel free to call our office if your statement does not reflect your insurance’s payment within that time frame.  All remaining balances after your insurance has paid their part is your responsibility.  Your prompt remittance is very much appreciated.  We can make financial arrangements for a monthly payment plan if necessary, but this must be done prior to the actual procedure.

The first step towards a beautiful, healthy smile is to schedule an appointment.

Contact Us